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Do you have a healthy mindset when it comes to debt-management? If so, tell us which of these things should you do before embarking on Dave Ramsey’s 7 steps?

Fact Lab

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Interesting fact:

If you’ve ever cut up a credit card, you might have experienced mixed feelings. From relief to regret, you know that it’s for the best in the long term, especially if you’ve been using it to pay for vacations or as a ‘safety fund’.

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